Travel Protection

Why do I need travel insurance?

Because sometimes...

You have to cancel a trip last-minute.

Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.

Travel delays leave you stranded.

Travel insurance can reimburse you for eligible meals, acommodation and transportation expenses during a covered delay.

You get sick or hurt when you're far from home.

Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.

Fender-benders are unavoidable.

Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.

You need help in a hurry.

Whether you're planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.

Pre-Existing Medical Conditions

Most plans exclude pre-existing medical conditions if you do not purchase the plan within 14 days of the initial trip deposit, but our Group Advantage Plan covers pre-existing medical conditions* (except NY residents), in most cases, if you purchase it before the trip final payment due date.  See the plan for exclusions and limitations. 

To see the plan provisions for Pre-Existing Conditions, view a coverage brochure for our group plan by clicking on your state at the bottom of this page.

*NY residents must purchase the policy within 14 days of the initial trip payment to get the waiver of pre-existing conditions exclusion.   

• You'll need your trip costs and initial trip deposit date to get a quote. You can find this in your client portal by clicking here and look at the payment history for the date of your first payment.
  
  
• Click on "Benefits" to see the coverage amounts.   
  
  
• Click on "Select Product", then near the bottom, click on "Plan and Pricing Details", then click on "Plan Details" to view the entire policy, which includes the detailed coverage and exclusion information. 
  
  
• *To view the Pre-Existing Medical Condition Exclusion Waiver, scroll down under General Exclusions to see if you qualify for coverage for Pre-Existing Medical Conditions.
  
  
• If you reside in the same household, you can purchase one plan.

To get a Quote or Purchase

• Fill in the details below
• Click 'Get Quote' 
• Click 'Buy Now" to see the plan and coverages.
• Click 'Select product' on the Group Advantage Plan.
• Fill in the details to complete your purchase.
  

You can always update your plan later when you add flights or other items you would like covered.  You must add these to your policy within 14 days of their purchase.